{"id":27970,"date":"2026-10-12T01:28:37","date_gmt":"2026-10-12T05:28:37","guid":{"rendered":"https:\/\/telocuentavictorhugo.com\/?p=27970"},"modified":"2026-10-12T01:28:44","modified_gmt":"2026-10-12T05:28:44","slug":"no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio","status":"publish","type":"post","link":"https:\/\/telocuentavictorhugo.com\/index.php\/2026\/10\/12\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\/","title":{"rendered":"NO SEAS GARANTE JAM\u00c1S: 100% QUEDA OBLIGADO A PAGAR DEUDA AJENA Y PUEDE PERDER SU PATRIMONIO"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ser garante no es ser testigo o referencia. Legalmente, al firmar como fiador solidario se asume la figura de codeudor con id\u00e9ntica responsabilidad que el titular del cr\u00e9dito, lo que obliga al 100% de los garantes a pagar la deuda o responder con sus bienes cuando el deudor principal incumple.Aunque superintendencias y bur\u00f3s de cr\u00e9dito no publican un porcentaje unificado, registros de entidades financieras y de Infocred en Bolivia muestran que decenas de miles de garantes enfrentan procesos coactivos por deudas ajenas. El mecanismo es inmediato: la mora se registra en su historial crediticio, el banco puede cobrar directamente sin agotar acciones contra el titular y retener fondos de sus cuentas.Si el caso escala a la v\u00eda judicial, el riesgo es patrimonial. Un juez puede ordenar el embargo de hasta 20% o 30% del salario mensual del garante y proceder a la anotaci\u00f3n preventiva, embargo y remate de veh\u00edculos o inmuebles en subasta p\u00fablica. La \u00fanica v\u00eda de recuperaci\u00f3n es la acci\u00f3n de repetici\u00f3n contra el deudor original, cuya efectividad es baja si este no tiene bienes, se declara en quiebra o es ilocalizable.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"NO SEAS GARANTE JAM\u00c1S: 100% QUEDA OBLIGADO A PAGAR DEUDA AJENA Y PUEDE PERDER SU PATRIMONIO\" width=\"800\" height=\"450\" src=\"https:\/\/www.youtube.com\/embed\/QyBVDOdu1Yg?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ser garante no es ser testigo o referencia. Legalmente, al firmar como fiador solidario se asume la figura de codeudor con id\u00e9ntica responsabilidad que el titular del cr\u00e9dito, lo que obliga al 100% de los garantes a pagar la deuda o responder con sus bienes cuando el deudor principal incumple.Aunque superintendencias y bur\u00f3s de cr\u00e9dito [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":28004,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","footnotes":""},"categories":[1],"tags":[113,123],"class_list":["post-27970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-noticias","tag-sociedad"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>NO SEAS GARANTE JAM\u00c1S: 100% QUEDA OBLIGADO A PAGAR DEUDA AJENA Y PUEDE PERDER SU PATRIMONIO - Te lo Cuenta Victor<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/telocuentavictorhugo.com\/index.php\/2026\/10\/12\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NO SEAS GARANTE JAM\u00c1S: 100% QUEDA OBLIGADO A PAGAR DEUDA AJENA Y PUEDE PERDER SU PATRIMONIO - Te lo Cuenta Victor\" \/>\n<meta property=\"og:description\" content=\"Ser garante no es ser testigo o referencia. Legalmente, al firmar como fiador solidario se asume la figura de codeudor con id\u00e9ntica responsabilidad que el titular del cr\u00e9dito, lo que obliga al 100% de los garantes a pagar la deuda o responder con sus bienes cuando el deudor principal incumple.Aunque superintendencias y bur\u00f3s de cr\u00e9dito [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/telocuentavictorhugo.com\/index.php\/2026\/10\/12\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\/\" \/>\n<meta property=\"og:site_name\" content=\"Te lo Cuenta Victor\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-12T05:28:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-12T05:28:44+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/telocuentavictorhugo.com\/wp-content\/uploads\/2026\/10\/9-6.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1322\" \/>\n\t<meta property=\"og:image:height\" content=\"736\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"telocuentavictorhugo.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"telocuentavictorhugo.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/\"},\"author\":{\"name\":\"telocuentavictorhugo.com\",\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/#\\\/schema\\\/person\\\/a8307d7271ba2849b49b562ad8602f06\"},\"headline\":\"NO SEAS GARANTE JAM\u00c1S: 100% QUEDA OBLIGADO A PAGAR DEUDA AJENA Y PUEDE PERDER SU PATRIMONIO\",\"datePublished\":\"2026-10-12T05:28:37+00:00\",\"dateModified\":\"2026-10-12T05:28:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/\"},\"wordCount\":216,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/9-6.jpg\",\"keywords\":[\"NOTICIAS\",\"SOCIEDAD\"],\"articleSection\":[\"Noticias\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/\",\"url\":\"https:\\\/\\\/telocuentavictorhugo.com\\\/index.php\\\/2026\\\/10\\\/12\\\/no-seas-garante-jamas-100-queda-obligado-a-pagar-deuda-ajena-y-puede-perder-su-patrimonio\\\/\",\"name\":\"NO SEAS GARANTE JAM\u00c1S: 100% QUEDA OBLIGADO A PAGAR DEUDA AJENA Y PUEDE PERDER SU PATRIMONIO - 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