{"id":17508,"date":"2026-06-30T18:34:21","date_gmt":"2026-06-30T22:34:21","guid":{"rendered":"https:\/\/telocuentavictorhugo.com\/?p=17508"},"modified":"2026-06-30T18:34:22","modified_gmt":"2026-06-30T22:34:22","slug":"que-pasa-con-las-deudas-y-prestamos-en-el-banco-la-respuesta-de-gonzalo-chavez","status":"publish","type":"post","link":"https:\/\/telocuentavictorhugo.com\/index.php\/2026\/06\/30\/que-pasa-con-las-deudas-y-prestamos-en-el-banco-la-respuesta-de-gonzalo-chavez\/","title":{"rendered":"\u00bfQU\u00c9 PASA CON LAS DEUDAS Y PR\u00c9STAMOS EN EL BANCO? LA RESPUESTA DE GONZALO CH\u00c1VEZ\u200b"},"content":{"rendered":"\n<p>El analista econ\u00f3mico Gonzalo Ch\u00e1vez advirti\u00f3 sobre la urgente necesidad de que los prestatarios con obligaciones en d\u00f3lares acudan a las entidades financieras para renegociar sus condiciones de pago. El experto se\u00f1al\u00f3 que, si bien la gran mayor\u00eda de la cartera crediticia del sistema bancario nacional se encuentra emitida en bolivianos, aquellos usuarios con cr\u00e9ditos indexados a la divisa estadounidense enfrentan un panorama complejo que requiere una actitud proactiva para modificar sus contratos vigentes o convertirlos a la moneda local.\u200bCh\u00e1vez subray\u00f3 que el proceso de negociaci\u00f3n con la banca debe abordarse de manera individualizada, debido a las caracter\u00edsticas particulares de cada operaci\u00f3n financiera. Asimismo, sugiri\u00f3 a los afectados evaluar alternativas en distintas instituciones para transferir sus deudas bajo mejores condiciones de tasas de inter\u00e9s y plazos, enfatizando que la falta de previsi\u00f3n en contratos de alquileres, anticr\u00e9ticos o pr\u00e9stamos personales en d\u00f3lares podr\u00eda derivar en un incremento significativo de las cuotas mensuales.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\u00bfQU\u00c9 PASA CON LAS DEUDAS Y PR\u00c9STAMOS EN EL BANCO? 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